Some horseman will lie, cheat and steal, while others will get side jobs and do anything they can to survive. I see NJSBOA is already getting horseman in line for the hand outs. Low interest loans, that they won´t pay. Borrow money they won´t pay back. We all know this is true, Most could not pay bills before this happen. Why does anyone think this will change. Some of them should just get out of the business.