The concept of saving money and waiting until the last minute to see if an owner has an excellent chance of winning a stakes race is wrong! Either put up ALL of the earlier fees and take a chance or forget about a particular stakes race. The fact is most owners who do supplement have a great chance at winning or getting back most, if not all, of their investment. It should be done away with and it is NOT fair to the owners who were in it from the beginning. The wizard of oz has spoken.